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Xero Security Assessment

Financial Services & Accounting

Share access to your latest business numbers with your team and your accountant so everyone is up to speed with Xero. From work, home or on the go.

Data: 5/8(63%)
SECURITY VERIFIED • SAASPOSTURE • JAN 2026
C
Top 50%
Xero logoXero
SaaS Posture Assessment

9-Dimension Security Framework

Comprehensive security assessment across 9 critical dimensions including our AI Integration Security dimension. Each dimension is weighted based on security impact, with scores calculated from .
40
Overall Score
Weighted average across all dimensions
C
Security Grade
Top 50%
65% confidence

Identity & Access Management

F
Score:0
Weight:33%
Grade:F (Critical)

Compliance & Certification

A+
Score:0
Weight:19%
Grade:A+ (Top 5%)

AI Integration Security

NEW
N/A
Score:0
Weight:12%
Grade:N/A

API Security

D
Score:0
Weight:14%
Grade:D (Below Avg)

Infrastructure Security

F
Score:0
Weight:14%
Grade:F (Critical)

Data Protection

F
Score:0
Weight:10%
Grade:F (Critical)

Vulnerability Management

A+
Score:0
Weight:3%
Grade:A+ (Top 5%)

Breach History

A+
Score:0
Weight:1%
Grade:A+ (Top 5%)

Incident Response

F
Score:0
Weight:1%
Grade:F (Critical)
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AI Integration Security Assessment (9th Dimension)

Assess whether SaaS applications are safe for AI agent integration using Anthropic's Model Context Protocol (MCP) standards. Identify Shadow AI risks before they become breaches and make safer AI tool decisions than your competitors.

Last updated: January 17, 2026 at 06:08 PM

Assessment Transparency

See exactly what data backs this security assessment

Data Coverage

5/8 security categories assessed

63%
complete
Identity & Access
Available
Compliance
Available
API Security
Available
Infrastructure
Available
Data Protection
Missing
Vulnerability Mgmt
Available
Incident Response
Missing
Breach History
Missing

Score based on 5 of 8 categories. Missing categories could not be assessed due to lack of public data or vendor restrictions.

Evaluation Friction

UNKNOWN
Estimated: Unknown
0% public documentation accessibility

Evaluation friction estimates how long it typically takes to fully evaluate this vendor's security practices, from initial contact to complete assessment.

16 data sources successful

Transparency indicators show data completeness and vendor accessibility

Comprehensive Security Analysis

In-depth assessment with detailed recommendations

Security Analysis

Executive Summary

MetricValueAssessment
Security GradeCNeeds Improvement
Risk LevelHighNot recommended
Enterprise Readiness46%Gaps Exist
Critical Gaps0None

Security Assessment

CategoryScoreStatusAction Required
🟢 Compliance & Certification100/100excellentMaintain current controls
🟢 Breach History100/100excellentMaintain current controls
🟡 Vulnerability Management85/100goodMaintain current controls
🟠 API Security30/100needs_improvementAdd rate limiting and authentication
🟠 Identity & Access Management25/100needs_improvementURGENT: Implement compensating controls immediately
🟠 Infrastructure Security20/100needs_improvementReview and enhance controls
🟠 Data Protection20/100needs_improvementImplement encryption at rest, TLS/HTTPS, and 1 more
🟠 Incident Response0/100needs_improvementDocument incident response plan

Overall Grade: C (40/100)

Critical Security Gaps

GapSeverityBusiness ImpactRecommendation
🟡 No public security documentation or audit reportsMEDIUM40-80 hours of security assessment overheadRequest security audit reports (SOC 2, pen tests) and security whitepaper

Total Gaps Identified: 1 | Critical/High Priority: 0

Compliance Status

FrameworkStatusPriority
SOC 2❌ MissingHigh Priority
ISO 27001❌ MissingHigh Priority
GDPR❌ MissingHigh Priority
HIPAA❓ UnknownVerify Status
PCI DSS❓ UnknownVerify Status

Warning: No compliance certifications verified. Extensive due diligence required.

Operational Excellence

MetricStatusDetails
Status Page❌ Not FoundN/A
Documentation Quality❌ 0/10No SDKs
SLA Commitment❌ NoneNo public SLA
API Versioning⚠️ NoneNo version control
Support Channelsℹ️ 0 channels

Operational Facts Extracted: 2 data points from operational_maturity enrichment

Integration Requirements

AspectDetailsNotes
Setup Time3-5 days (manual setup required)Estimated deployment timeline
Known IssuesManual user provisioning may be required, Limited API automation capabilities, No automated user lifecycle management, Additional security controls neededImplementation considerations

Authentication Capabilities

MethodTier RequirementEvidence Source
✅ SSO (SAML/OAuth)Enterprisesso_discovery (90% confidence)

Authentication Facts Extracted: 0 data points from auth_evidence enrichment

⚠️ Inherent Risk Consideration

Data Sensitivity: This application stores sensitive data:

Risk Level: LOW - Contains

🛡️ Enterprise Security Controls to Implement

Even with strong vendor security, enterprises must implement:

1. Identity & Access Management

  • Enable SSO with your identity provider
  • Implement MFA for all user accounts
  • Regular access reviews (quarterly recommended)

Compliance & Certifications

0
Active
0
Pending
6
Not Certified

API Intelligence

Transparency indicators showing API availability and access requirements for Xero.

API Intelligence

Incomplete

API intelligence structure found but no operations extracted. May require manual review.

Incomplete API Intelligence

Our automated extraction found API documentation but couldn't extract specific operations. This may require manual review or vendor assistance.

View Vendor Documentation

AI-Powered Stakeholder Decision Analysis

LLM-generated security perspectives tailored to CISO, CFO, CTO, and Legal stakeholder needs. All analysis is grounded in verified API data with zero fabrication.

Security Posture & Operational Capabilities

Comprehensive assessment of Xero's security posture, operational maturity, authentication capabilities, security automation APIs, and breach intelligence.

🏢

Operational Data Not Yet Assessed

We haven't collected operational maturity data for Xero yet.

🔐

Authentication Data Not Yet Assessed

We haven't collected authentication and authorization data for Xero yet.

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Security Automation APIs

Programmatic user management, data operations, and security controls

Frequently Asked Questions

Common questions about Xero

Xero offers SOC 2 compliance, ensuring that your data is handled with the utmost confidentiality. This feature sets Xero apart in the crowded marketplace of accounting software solutions.

Source: Search insights from Google, Bing

Yes, Xero is GDPR-compliant as a data processor, offering tools and policies to help businesses meet their obligations. It offers features like encrypted storage, access controls, data residency, and

Source: Search insights from Google, Bing

Xero produces Service Organization Control (SOC 2) reports based on independent audits of Xero's cloud-based accounting system.

Source: Search insights from Google, Bing

Answer coming soon. Check back later for updates.

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💡

Security Comparison Insight

5 alternative(s) have higher overall security scores. Review the comparison to understand security tradeoffs for your specific requirements.